Property Value
Estimated market value, condition, repairs, property type, occupancy, and marketability.
Save It or Sell It
Could a Short Sale Help You Move Forward?
Answer three quick questions about the property's debt, your mortgage situation, and your goal. We’ll show you whether a full Short Sale Assessment may be worth completing.
Lender Approval Required
Equity Review
Hardship & Timing
No Approval Guarantees
3-Question Preview
Question 1 of 3
See whether a short sale may be worth a closer look.
This preview does not determine lender approval. The full assessment reviews property value, mortgages, liens, hardship, foreclosure status, ownership, buyer timing, and estimated sale shortfall.
Question 1
What best describes the property's value compared with what may be owed?
Question 2
What is happening with the mortgage right now?
Question 3
What is your main goal right now?
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Your Preview Is Ready
A full Short Sale Assessment may be worth completing.
Your preview answers are ready.
01
Property & Equity Review Compare estimated property value with mortgages, HELOCs, tax arrears, liens, judgments, and repair needs.
02
Mortgage & Foreclosure Status Organize the servicer, months behind, foreclosure stage, auction date, and previous assistance.
03
Hardship & Sale Readiness Review financial hardship, ownership cooperation, occupancy, buyer status, and preferred timeline.
04
Saved Dashboard Result Save the full assessment to your homeowner account and return to it later.
Important:
A short sale requires approval from the mortgage lender
and may also require approval from junior lienholders,
investors, insurers, or other parties.
A short sale request, listing, or purchase contract does not
automatically stop a foreclosure or auction.
Continue monitoring every court and foreclosure deadline.
What the Full Review Looks At
Short sales are about the entire financial picture.
The lender is being asked to accept less than the full payoff. That means value, debt, hardship, title, liens, buyer terms, foreclosure timing, and supporting documents can all matter.
Mortgage Debt
First mortgage, second mortgage, HELOCs, arrears, and lender payoff requirements.
Liens & Title
Property taxes, judgments, HOA balances, municipal charges, and other liens may affect closing.
Financial Hardship
Income loss, unaffordable payments, relocation, medical hardship, divorce, or other financial changes.
Foreclosure Timing
Default status, court activity, judgment, auction date, and time available to close.
Lender Approval
The lender reviews the sale terms, property value, buyer, hardship, closing statement, and requested payoff reduction.
Want to understand the process first?
Go to Short Sale University →
Visit Short Sale University
Learn how lender approval works, what documents are usually requested, how junior liens affect a sale, and why foreclosure deadlines still matter.
Save It or Sell It provides general real estate education. This preview is not a lender approval, appraisal, legal opinion, tax opinion, title report, or guarantee of closing. Short-sale approval depends on the actual loan, investor, insurer, lienholders, property value, hardship documentation, purchase contract, title, and lender review.